Congress and the White House are once again engaged in their annual budgetary dance, but there's one part of the proposal that should make them speed things up.
Meet Dave Ramsey, the most important personal finance guru in America. Millions of people follow his biblically inspired advice. It goes like this: 1. Purge yourself of debt; 2. Live on cash; 3. Pretend economic trends don't affect you; 4. Blame yourself when they do.