Insurance

An inside look at the games, deals, and incentives that often result in higher costs, delays in care, or denials of treatment for patients in the American medical system.

• By Marshall Allen

Satellite images could suddenly make it a lot riskier to perpetrate these crimes.

• By Sophie Yeo

PS Picks is a selection of the best things that the magazine's staff and contributors are reading, watching, or otherwise paying attention to in the worlds of art, politics, and culture.

• By Ted Scheinman
• Member Exclusive

More than 21,000 insured homes and 2,800 businesses were damaged or destroyed in California in October.

• By Francie Diep

Advocates say an agreement on Loss and Damage is crucial for less-wealthy countries. But where's the cash?

• By Eric J. Lyman

Lockton Companies Vice President John Tomlinson sells terrorism insurance to the stars. Business is booming.

• By Emily Moon

A top Florida lawmaker and a national insurance fraud group criticized a law used by insurers to turn in injured undocumented workers and avoid paying workers' comp benefits.

• By Howard Berkes & Michael Grabell

A recent CBO analysis shows what would happen if Trump stopped making cost-sharing reduction payments to insurers.

• By Dwyer Gunn

A new analysis explores what would happen to silver plan premiums under the Better Care Reconciliation Act.

• By Dwyer Gunn

People who let their coverage lapse would be temporarily locked out of the market.

• By Dwyer Gunn

Biomedical researchers can see a future where genetic tests are used to treat and prevent many diseases before major symptoms even present themselves. But that future won't be possible without strong insurance protections for pre-existing conditions.

• By Michael White

The state's insurance department is following up on our findings that eight auto insurers charge more in minority neighborhoods than in other neighborhoods with similar risk.

• By Julia Angwin

Insurance companies have warned about the risks of climate change for more than 20 years, and it's time for them to walk the walk.

• By Peter Bosshard

Riders in Arizona, Delaware, Illinois, Massachusetts, Oklahoma, Pennsylvania, South Carolina, and West Virginia will pay $0.05 more per mile to cover the optional insurance.

• By Jack Denton

An Oklahoma commission ruled that a state law allowing companies to "opt out" of workers' comp and write their own plans was unconstitutional while similar bills in other states lose steam.

• By Michael Grabell

Hummer limos, go-go dancers, a live alligator, and glowing aliens in spandex can all be found at the national workers’ comp and disability expo. Journey into the little-known workers’ comp industrial complex.

• By Michael Grabell

Over the past 25 years, the giant meatpacking company Tyson Foods has taken a lead in pushing for changes in workers’ comp in state after state—often to the detriment of workers.

• By Michael Grabell

After insurers helped to torpedo Hillary Clinton’s 1993 health care reform, its lobby sought influence among Democrats through a new kind of Washington firm with ties to the Clintons.

• By Alec MacGillis

Only nine percent of 15-year-olds in the U.S. demonstrate the type of financial competency necessary to make informed decisions.

• By Terri Friedline

One consumer was the victim of hacking attacks on two different health insurers; a company’s privacy officer didn’t realize that health insurer Anthem even had her data. “It gives you a new perspective when you’re actually one of the folks whose data is disclosed.”

• By Charles Ornstein

Why are prescription drugs, like ipilimumab, so expensive?

• By Kate Wheeling

For more than 30 years, the Federalist Society has worked behind the scenes to shape Supreme Court outcomes to a conservative agenda. In King v. Burwell, its influence could eliminate health insurance subsidies for millions of people.

• By Nina Martin

Federal health watchdogs say they are cracking down on organizations that don’t protect the privacy and security of patient records, but data suggests otherwise.

• By Charles Ornstein

The most unusual thing about Rabbi Ben-Tzion Welton's struggle with unanticipated medical expenses may be that he's so far avoided bankruptcy.

• By Gary Cohn