Footnotes From the Archives News in Brief Wildfire Season Is Here, and More Homeowners Are Losing Insurance California homeowners with mortgages are required by law to have home insurance, leaving many to scramble to find a new plan before a potentially devastating blaze hits. Kelley Czajka
News in Brief Another Major Insurer Is Ditching Coal Following Europe's lead, a U.S. insurer has announced plans to phase out coal coverage. Kate Wheeling
Ideas Out-of-Network Medical Bills Are a Problem. Health-Care Networks Are a Bigger One. There's bipartisan consensus on curbing "surprise medical bills," but the American health-care system's flaws run much deeper. Natalie Shure